HHS Lying Propaganda over Obamascare waivers #hcr #tcot #teaparty

The Dept. of Health and Human Services (HHS) is the arm of the federal bureaucracy most charged with implementing the monstrous, 2,700 page law.

The Affordable Care Act is designed to provide Americans with affordable, high-quality coverage options – while ensuring that those who like their current coverage can keep it.

So if the law is designed to ensure that people can keep their coverage, why do so many need waivers to prevent them from losing it?

Unfortunately, today, limited benefit plans, or “mini-med” plans are often the only type of insurance offered to some workers.

That’s the only type offered to some workers by their employers. And the reason the mini-med plans are offered is that neither employers nor insurance companies can afford to pick up the tab for someone who gets sick off the job, when that person may require care for half a century. So of course they want an annual limit. And a limit of $750,000 is enough to cover all but the most expensive medical problems.

But sense when did American citizens become “workers”? That must have been about the time they started voting for socialists.

In the meantime, the law requires insurers to phase out the use of annual dollar limits on benefits. In 2011, most plans can impose an annual limit of no less than $750,000.

So, HHS, when you said it was designed to let them keep their plans, you lied.

Amplify’d from www.hhs.gov

Helping Americans Keep the Coverage They Have and Promoting Transparency

Helping Consumers Keep their Coverage

The Affordable Care Act is designed to provide Americans with affordable, high-quality coverage options – while ensuring that those who like their current coverage can keep it.  Unfortunately, today, limited benefit plans, or “mini-med” plans are often the only type of insurance offered to some workers.  In 2014, the Affordable Care Act will end mini-med plans when Americans will have better access to affordable, comprehensive health insurance plans that cannot use high deductibles or annual limits to limit benefits.  In the meantime, the law requires insurers to phase out the use of annual dollar limits on benefits.  In 2011, most plans can impose an annual limit of no less than $750,000. 

Mini-med plans have lower limits than allowed under the Affordable Care Act.  While mini-med plans do not provide security in the event of serious illness or accident, they are unfortunately the only option that some employers offer.  In order to protect coverage for these workers, the Affordable Care Act allows these plans to apply for temporary waivers from rules restricting the size of annual limits to some group health plans and health insurance issuers.

Waivers only last for one year and are only available if the plan certifies that a waiver is necessary to prevent either a large increase in premiums or a significant decrease in access to coverage.  In addition, enrollees must be informed that their plan does not meet the requirements of the Affordable Care Act.  No other provision of the Affordable Care Act is affected by these waivers: they only apply to the annual limit policy.

As of today, a total of 733 waivers have been granted for 2011.

Read more at www.hhs.gov

 

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